Details Overview of Purchase Home Mortgages
We have many programs to help fit your need and make the home purchase process easier. If you are moving to Florida for a job within the next 60 days then we may have a solution for you, call us to inquire as lender conditions change all the time and may change without notice. We team up with your realtor to make the loan process smoother, from ordering an appraisal to ensure the value is there to surveys and closings, we try our best to keep key stakeholders updated in order to help prevent any potential roadblocks. New Century Financial Mortgage values the relationship with you as we build our business based off of trust and confidence.
Home Purchase Notes
When looking at homes, consider the financial aspect ahead of time, this should save you time and money. Ask and write down bullet points to keep track on each property. Items such as: If the property a single family home, write down the age it was built and how much taxes are on the property. Some homes are located in a homeowners associations as they generally charge fees, these fees can pay for the upkeep on a golf course, community pools and boat docks. You may want to get licensed people to look at the property to make sure there is nothing wrong with the property, as proper due diligence and prudence is of the utmost when making what may be the biggest purchase of ones life. If you are looking at buying a condo, notate if it is a detached or attached condo, find out the monthly association dues as this could impact your debt to income ratio.
Working with Realtors
Location, Location, Location, is a typical phrase from realtors, as realtors know their local market, also known as a farming area. Introduce us to your realtor as soon as possible as we can help assist with the mortgage purchase process ahead of time which may help in a strategic fashion, as knowing what you qualify for as it may save you countless trips to properties that you may not qualify for.
Let us help you with your home buying goals, call us at (850)775-0135 or email us at firstname.lastname@example.org